We identify, verify, and certify your commercial identity — then connect you with the right lenders to access loans, credit lines, and funding faster than ever.
Four simple steps from identity verification to loan disbursement.
Submit your company details — GST, PAN, registration documents — through our secure portal in minutes.
Our AI-powered engine verifies your commercial identity, assigns a unique Commercial ID, and generates your trust score.
We match you with banks, NBFCs, and private lenders best suited to your business profile and funding needs.
Approve your offer, sign digitally, and receive funds directly in your business account — often within 48 hours.
From identity to capital — we're your end-to-end financial partner for commercial growth.
Assign, manage, and authenticate your unique commercial ID for all financial interactions.
Deep CIBIL, Experian, and CRIF analysis with actionable insights to improve your score.
Access term loans, working capital, OD limits, and equipment finance through our network.
Expert help with GST, ITR, balance sheets, and all documentation banks require.
We match businesses to the most suitable loan products based on their verified profile.
Basic requirements to qualify for business loans through our platform.
Minimum 1 year of operations (2 years preferred for higher amounts).
Minimum ₹10 Lakhs per annum with audited financials.
650+ for basic loans; 700+ for competitive interest rates.
Active GSTIN with at least 6 months of consistent filing history.
6–12 months of business bank statements and valid KYC documents.
"Commercial Cibil made the entire loan process seamless. Within 3 days of verification, we had ₹80 lakhs in our account for expansion."
"Getting a Commercial ID was a game-changer. Banks now take us seriously and our loan terms improved dramatically compared to before."
"The document support team handled everything. No confusion, no back and forth. Just clear guidance and fast approvals."
Join thousands of verified businesses who secured financing faster with their Commercial Cibil ID.
Fill out the form and our team will reach out within 24 hours.
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